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How to Handle Basement Flooding

By September 3, 2021September 16th, 2021Flood, Insurance

Since basements are situated below ground level and often contain appliances such as your washer and boiler, the opportunities for flooding are high. Fortunately, your basement is one of the easiest areas in the house to clean up when it floods. However, there is still much work involved, and it can be expensive.

 Some homeowners tend to panic when their basement starts filling with water. Although this is a natural reaction, it can be ill-advised and dangerous. If your basement floods, knowing who to call is of the essence. Calling the right professionals as quickly as possible is your best strategy.

Here are some recommendations:


Call an electrician first

Your safety should be your top priority, and a flooded basement brings plenty of potential danger along with it. Before you worry about anything else, you must address the pending risk created by water covering electrical appliances, wires, and sockets.

Stay out of the basement until you have shut off the electricity and gas to your home. If your circuit breaker is in the flooded basement or you are not sure how to switch off the power in your house, call an electrician immediately.

You might need to bring back the electrician later to replace the wiring or the electrical panel. But for now, your primary concern is shutting down the electricity.


You might need a plumber

If a plumbing issue caused the flooding in your basement, shut off the main water supply to prevent more flooding and damage. No matter what type of plumbing problem you have, call a trusted licensed plumber immediately. The plumber can fix it and restore water so that you can get on with any restoration work required.


Hire a water damage restoration company

Basement flooding is usually caused by one of two reasons: a plumbing problem or weather-related issues. The contrast between the two will manifest in the amount of damage and the cost to repair it. The latter will usually be more destructive and expensive.

Three types of water contamination are associated with basement flooding:

  • Category 1 (blue water): Blue water requires the least amount of work because it is relatively clean. Pumping the water out, drying the space, and replacing any damaged items is usually all that is necessary.
  • Category 2 (gray water): Gray water, such as from a dishwasher or washing machine, contains potentially harmful detergents and requires professional cleaning.
  • Category 3 (black water): Black water might contain sewage or some other toxic materials. The restoration company may have to do a massive cleanup followed by disinfecting the basement.

Water basement restoration companies begin by pumping out the water. They will then use fans to dry out the area and get rid of any remaining sewage odors.

Some homeowners can get rid of the water with mops and shop vacs. However, if the water covers the whole basement floor, the floor is carpeted, there is a risk of contamination, or if the water level is more than a few inches deep, your best bet is to use the services of a professional water damage restoration company and an experienced plumber.


Prepare for basement flooding by being insured properly 

Not everyone is familiar with the details of flood insurance. But the insurance advisors at White Cloud Insurance are here to answer your questions. We can help you find flood insurance and a comprehensive homeowners insurance policy—all with competitive premiums. Use the convenient contact form, call us at 305-556-1488, or send us a message at to get started.